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Reduce Refinancing Costs

Reduce Refinancing Costs

There is much more than a lower rate and payment to determine whether to refinance a mortgage.  Lenders try to make refinancing as attractive as possible by rolling the closing costs into the new mortgage so there isn't any out of...

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Moisture and Mold

Moisture & Mold

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Moisture control and eliminating water problems are key to preventing mold. Common sources of moisture can be roof leaks, indoor plumbing leaks, outdoor drainage problems, damp basements or crawl spaces, steam from bathrooms or kitchen, condensation on cool surfaces, humidifiers, wet clothes drying inside, or improper ventilation of heating and cooking appliances.

  • Control the moisture problem
  • Scrub mold off hard surfaces using soap and water or other...

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What to Avoid Before Closing Your New Home

What to Avoid Before Closing Your New Home

It’s understandable; you’re excited; you’ve found the right home, negotiated a contract, made a loan application and inspections.  Closing is not that far away, and you are making plans to move and put personal touches on your new home.

Even if you have an initial approval on your mortgage, little things can derail the process which isn’t over until the papers are signed at settlement and funds distributed to the seller.  The...

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Just Listed! 18483 Kentwood Place, Hidden Valley Lake, CA 95467


Cozy View Home in Hidden Valley Lake with pool

Are you ready for warmer weather? You will love this tri-level home with granite top wine bar in family room, vaulted ceiling in living room with Grand fireplace and dining room which all have sliding glass doors out to over 1700 sq ft of trex decking. The downstairs half bath has a heated floor and a door that also goes out on to the decking. The deck houses a hot tub, plenty of room for dining table and a BBQ. It surrounds a large above ground pool. The back yard is completely fenced in and is dog friendly. Beautiful views of the mountain range. Upstairs holds the best view from the Master Bedroom balcony. Inside you...

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Just Listed! 211 Clearbrook Court, Suisun City, CA 94585


Just Listed - Beautiful Classic Home

Lovely two story home nestled in family-friendly court, with the feel of a corner lot. Plenty of room for outdoor play at nearby park, access to walking paths, local transportation, shopping and amenities. Short distance to downtown and easy freeway access. Nicely updated kitchen with modern cabinets and granite counters. Flooring updates in living room, dinning, and kitchen and freshly painted. Spacious yard with dog run.


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Weekend Happenings in Vallejo, CA

If you are looking for fun things to do during the weekend of August 11 and 12, 2018 here is what is available in Vallejo, CA.

 

6th Annual Hot Rod BBQ

August 11 - August 11 09:00 am - 03:00 pm

Location:  Vallejo Yacht Club

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Rising Rates Affect the Cost Too

 

Rising Rates Affect the Cost Too

Mortgage rates have risen 0.5% in 2018 on 30-year and 15-year fixed rate mortgages and experts expect them to continue to increase. Buyers paying attention to the market understand the relationship that inventory has on pricing; when the supply is low, the price usually goes up. Rising interest rates can affect the cost of homes also.

When interest rates go up, fewer people can afford homes. Lower numbers of buyers can affect the demand, which could cause prices of homes...

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Replace It Anyway

Replace It Anyway

If it's not broken, why would a homeowner consider replacing something as expensive as a toilet when there may be other things in the home to replace that provide more aesthetic appeal. Don't be too quick to ignore the functionality and the reliability of this basic convenience.

 

The first rationalization might take place at the economic level. A water-saving model...

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Before You Leave Town...

Before You Leave Town...

Along with all the planning of what you're going to do and where you're going to stay, consider this checklist to make you feel more comfortable while you're away from home.

  • Ask a trusted friend to pick up your mail, newspaper and keep yard picked up to avoid an appearance of not being at home.
  • Stop your mail (USPS Hold Mail Service) and your newspaper. ...

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Owning Makes More Sense

Owning Makes More Sense

When comparing the cost of owning a home to renting, there is more than the difference in house payment against the rent currently being paid. It very well could be lower than the rent but when you consider the other benefits, owning could be much lower than renting.

 

Each mortgage payment has an amount that is used to pay down...

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Unexpected Expenses

Unexpected Expenses

It's common for Sellers to consider offering a home warranty or protection plan to make their home more marketable. A growing number of homeowners are now purchasing this type of protection for themselves to limit the unexpected expenses of repairs and replacements.

 

A home protection plan is a renewable service contract that covers the repair or replacement...

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Don't Let a Killer In

Don't Let a Killer In

Carbon monoxide is a silent killer you don't want in your home but because it is colorless and odorless; you may not even be aware the deadly condition exists. The Center for Disease Control says more than 400 people in the U.S. die annually from carbon monoxide poisoning and over 10,000 require medical treatment each year.

 

Unmaintained furnaces, water heaters...

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Waiting Will Cost More

Waiting Will Cost More

An economist responded when asked how interest rates would change: “They may fall some and then, rise and after that, they’ll fluctuate.”

 

Just because interest rates have been low for ten years doesn’t mean they are supposed to be low. The Federal Reserve has raised interest rates twice this year and are...

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